Credit Repair Certification Course

I realized that basically we were only paying to learn how to use a software program but not provided the total insights truly needed on credit improvement to be as effective.

Ok, I'm more frugal than most but it's really all that you need if you don't have the funds to invest in a software program. We added a specialized credit service to our company and paid a lot with another organization, but something was missing.

The website they offer is awesome too and I purchased this later and was happy with it. Advanced Tactics, Legal ways to remove difficult items from credit reports, How to valuable best credit repair las vegas have with clients who have bankruptcy, collections and much more!

Our Testimonials. Hey, credit repair certification course, it's nice to help families get into homes. Frequently asked questions. What is credit counseling certification? You may work at own pace and you take the board exam directly through us upon completion. Dispute Flow Strategy Letters for Hard to remove collection accounts 4 letters. Before you actually file for Chapter 7 or Chapter 13 bankruptcy, the court will require you to get a certificate that proves you have gone through credit counseling.

These consumer groups make claims about these companies using PayPal as an indicator of not being legitimate and for consumers to beware of them. Well, it was everything I needed to turn those credit-challenged clients into paying customers. I needed to have solid information on how to start a credit repair business and the credit repair process and Credit Consultant Association was a slammed dunk!! I'm a real estate investor and many of the people I see have tremendous credit issues.

About the Instructor. After completion, credit repair certification course, I realized that it was a mistake to think about this and took a second look at CCA. Trustees Office. View All Testimonials. Sometimes referred to as a budget briefing, your credit counseling certification session will include an analysis of your current finances, a review of the events that led you to consider bankruptcy, and a discussion of the alternatives to bankruptcy, such as debt management or debt negotiation services, credit repair certification course.

Start, run or grow a profitable credit repair business, as quickly as you want. The quality and value of the information are second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too. Our response is that since PayPal has become the go-to merchant for major corporations, credit repair certification course, merchants and even airlines, it is extremely outdated to suggest otherwise.

What our Client Say About Us. Case Law: Special Case Law that could help you remove inaccurate collection accounts. Course Description Starting a credit repair business is an excellent method for financial freedom. Many are backed and financed by credit bureaus and lending institutions and it is advantageous for them to make those claims. The credit counseling certification must be issued by a non-profit credit counseling agency or debt relief company like ACCC that has been approved by the U.

Having an MBA and a law degree gives me a little perspective on the process and structure of information. If you have any issues with this course, please email us at support vipcreditrepairllc. I felt and said to myself, 'What do I have to lose' and purchased the digital program and printed the material at FedxOffice. You just need to know when to follow-up with the credit bureaus and your clients again.

Special Report: How credit report errors and bad credit scores hurt consumers, credit repair certification course. Get the seal that stands for the 3 E's "excellence, ethical and expert" by clicking below Outdated Warnings: There are some consumer groups stating facts about credit repair companies that are simply OUTDATED by over10 years!!! This is what any good consultant will do in any industry. You won't need anything else but maybe more managing tools such as a contacts database software program or simply a file cabinet for clients will work.

You do not have in credit tx companies repair mckinney pay more to learn the credit repair process very well. Do I need previous Credit Repair experience? What is the best way to improve my credit score. Yes, credit repair software is great but only if you are trained in the business first.

Refund Policy Since www. Macklock credit repair reviews is an explosion of business right https://creditrepair.world/how-to-remove-repo-from-credit-report.html and to reap its rewards, you need to jump on board.

Therefore, credit repair certification course, if a credit repair firm is using PayPal, they are doing so because it is sound business practice to protect customer's financial information as other major companies have discovered. Why the warnings?

It works and this organization has all the information you need to get the job done and their helpdesk keeps you abreast of all pending changes to the industry.

You don't need credit repair software to get started right now. If you want to learn how to set up your business, deal with clients, keep see this article with credit repair training program laws, learn all the necessary credit strategies and perform the job like an expert--this is what we offer.

Credit services are very much needed and you should take advantage of the opportunity to get involved and ignore negative noise. Several credit repair companies run their employees through our certification process to make sure they are trained. How long does the course Take to complete?

I love CCA's program. It provides anyone who's interested in becoming a credit consultant the exact process, forms, letters, knowledge, credentials, and simply all that is needed without investing tons of cash. Dispute 2nd chance credit repair san antonio Strategy Letters for Hard to remove inaccurate accounts from your credit report 6 letters.

No one should have a problem with a consumer willing to pay for clarity and a better way to navigate the system. Is there an additional fee to take the board exam? Get amazing credit repair training and With the BCCC combined with a CSCC designation, you will have the credentials and knowledge to help others and earn a great living by best credit repair companies 2019 top of the line credit services as a Board Certified Credit Consultant.

We were credit repair as confident in our knowledge of the process but knew the software well. Mark Clayborne P. To your success! How long to improve credit score. Our comprehensive self-study on how to start a credit repair business training materials will prepare you for the certification test and teach you how to run a successful credit repair business from A to Z, even if you are a beginner.

I avoided CCA because the others were much higher and I felt maybe they were better. VIP Credit Repair class has been a life changing, eye-opening experience! Special Report: Beat the credit bureaus at their own game: Go behind the scenes on how they process disputes. Start the course today, we offer comprehensive yet easy to digest content to prepare you for guaranteed certification.

Black friday sale! Your credit counselor will also help you create a plan to meet your obligations under bankruptcy without incurring more debt. That's really all you need and I use my smartphone most of the time for this.

Why credit repair for professionals warnings?

The website they offer is awesome too and I purchased this later and was happy with it. You don't need credit repair software to get started credit repair certification course now. It provides anyone who's interested in becoming a credit consultant the exact process, forms, letters, knowledge, credentials, and simply all that is needed without investing tons of cash. Credit services are very much needed and you should take advantage of the opportunity to get involved and ignore negative noise.

If you have any issues with this course, please email us credit repair certification course support vipcreditrepairllc. This is a 5 module course. Hey, it's nice to help families get into homes. There is an explosion of business right now and to reap its rewards, you need to jump on board. Are you sure you want to leave? Information needed for a credit counseling certification. The coast to credit repair different ways you can dispute with credit bureaus.

You brooklyn credit repair need anything else but maybe more managing tools such as a contacts database software program or simply a file cabinet for clients will work. This is what any good consultant will do in any industry.

Plus 7 other advanced dispute strategies that big credit repair companies use daily with great success. You may work at own pace and you take the board exam directly through us upon completion. Several credit repair companies run their employees through our certification process to make sure they credit repair certification course trained. No, return me to the previous page. However, just like any subject matter, there is a learning curve, nd many need assistance right NOW.

We believe that it is absolutely necessary that consumers are made explicitly aware that most credit problems information is FREE and readily available. Ok, I'm more frugal than most but it's really all that you credit repair specialist if you don't have the funds to invest in a software program.

We were not as confident in our knowledge of the process but knew the software well. Well, it was everything I needed to turn those credit-challenged clients into paying customers. No one should have a problem with a consumer willing to pay for clarity and a better way to navigate the system. You can access the course at the time which work best for you. You do not have to pay more to learn the credit repair process very well.

How to spot the various stall tactics that the bureaus use to shut you out and delay your dispute. We do more than provide you with all the information No, this course is for beginners who would like to learn and grow a profitable Credit Repair business.

Start your own profitable credit restoration company today from the comfort of your home. Having an MBA and a law degree gives me a little perspective on the process and structure of information.

I'm a real estate investor and many of the people I see have tremendous credit issues. What is considered great credit? The quality and value of the information are second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too.

All classes are Online. Get amazing credit repair training and With the BCCC combined with a CSCC designation, you will have the credentials and knowledge to help others and earn a great living by providing top of the line credit services as a Board Certified Credit Consultant.

By following our proven methods to success, your clients can begin to improve their scores in as credit repair certification course as a month or two. How do I increase my credit rating? We added a specialized credit service to our company and paid a lot with another organization, but something was missing. I needed to have my repair do credit i how information on how to start a credit repair business and the credit repair process and Credit Consultant Association was a slammed dunk!!

Our response is that since PayPal has become the go-to merchant for major corporations, merchants and even airlines, it is extremely outdated to suggest otherwise. Plus another one for removing short sales and foreclosures. Everyone is searching for a method to improve financial circumstances, but finding a way out of debt is elusive to most.

Strategies you can use when mailing your dispute letter that will help prevent frivolous letter responses. When to bring out the big guns and steamroll your opponent for massive success.

I felt and said to myself, 'What do I have to lose' and purchased the digital program and printed the material at FedxOffice. Therefore, if a credit repair firm is using PayPal, they are doing so because it is sound business practice to protect customer's financial information as other major companies have discovered, credit repair certification course. Our comprehensive self-study on how to start a credit repair business training materials will prepare you for the certification test and teach you how to run a successful credit repair business from A to Z, even if you are a beginner, credit repair certification course.

The importance of knowing which items to bring up first and last. I love CCA's program. These consumer groups make claims about these companies using PayPal as an indicator of not being legitimate and for consumers to beware of them. Become an board certified credit restoration consultant, and equip yourself with valuable skills people are seeking daily.

Many are backed and financed by credit bureaus and lending institutions and it is advantageous for them to make those claims. The laws behind the dispute process and how to use https://creditrepair.world/credit-repair-miami-fl.html to your advantage correctly. Also, there is nothing that a credit repair firm can do that they can't do themselves with the proper knowledge.

If you want to learn how to set up your business, deal with clients, keep up with current laws, learn all the necessary credit strategies and perform the job like an expert--this is what we offer. Get Started. How to remove inaccurate unpaid collections, charge-offs, late pays and student loans plus the right strategies for eliminating erroneous car repossessions.

Your monthly household expenses. Get the seal that stands for the 3 E's "excellence, ethical and expert" by clicking below Outdated Warnings: There are some consumer groups stating facts about credit repair companies that are simply OUTDATED by over10 years!!!

You just need to know when to follow-up with the credit bureaus and your clients again. That's really all you need and I use my smartphone most of the time for this. How to write a basic 5 step letter that can get you results almost all of the time. Yes, credit repair certification course, credit repair software is great but only if you are trained in the business first.

Advanced Tactics, Legal ways to remove difficult items from credit reports, How to work with clients who have bankruptcy, collections and much more! A step by step 6 letter dispute campaign that will assist you with removing public records. Credit counseling certification Pre-bankruptcy credit counseling certification. This training also includes these bonus lessons.

It works and this organization has all the information you need to get the job done and their helpdesk keeps you abreast of all pending changes to the industry.

I avoided CCA because the others were much higher and I felt maybe they were better. Strategies for raising your credit score. How do I increase my credit rating? After completion, I realized that it was a mistake to think about this and took a second look at CCA. What is considered great credit? Hey, it's nice to help families get into homes.

I realized that basically we were only paying to learn how to use a software program but not provided the total insights truly needed on credit improvement to be as effective. You do not have to pay more to learn the credit repair process very well.

Your Instructor. Passing the exam on the first try they broke down the process to its simplest form for more info of different learning backgrounds to comprehend the material.

It works and this organization has all the information you need to get the job done and their helpdesk keeps you abreast of all pending changes to the industry. We send our team members here to learn the process too. That's really all you need and I use my smartphone most of the time for this, credit repair certification course. I love CCA's program. A list of unsecured debt — what you owe on credit cards and personal loans.

The quality and value of the information are second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too. A list of secured debt — things like a mortgage or car loan where the loan is secured by property or possessions of some kind. Just know that they are higher in price because of the cost of the software, not the credit repair information or training. We added a specialized credit service to our company and paid a lot with another organization, but something was missing.

The software was good but I needed to understand the process better and CCA was complete and the helpdesk was simply amazing. How to spot the various stall tactics that the bureaus use to shut you out and delay your dispute. How to write a basic 5 step letter that can get you results almost all of the time.

If you want to learn how to set up your business, deal with clients, keep up with current laws, learn all the necessary credit strategies and perform the job like an expert--this is what we offer, credit repair certification course. I can help others get back on track.

When to bring out the big guns and steamroll your opponent for massive success. You don't need credit repair software to get started right now. I was fearful of starting my own credit repair business stuck in the mindset of a secure check every two weeks. Trustees as an official provider of pre-bankruptcy credit counseling certification. Our response is that since PayPal has become the go-to merchant for major corporations, merchants and even airlines, it is extremely outdated to suggest otherwise.

The best thing I could have done is decided to start and wanted to be taught by the best in the game so I came to VIP. We provide online credit counseling certification that is easy to follow and that you can complete at your convenience. Client Attraction Credit repair certification course. Ok, I'm more frugal than most but it's really all that you need if you don't have the funds to invest in a software program. Plus 7 other advanced dispute strategies that big credit repair companies use daily with great success.

You won't need anything else but maybe more managing tools such as a contacts database software program or simply a file cabinet for clients will work. Information about your assets — real-estate, vehicles including recreationalsavings, and retirement accounts. We could have saved thousands but glad we got on board when we did. These consumer groups make claims about these companies using PayPal as an indicator of not being legitimate and for consumers to beware of them.

You just need to know when to follow-up with the credit bureaus and your clients again. A step by step 6 letter dispute campaign that will assist you with removing public records. Plus another one for removing short sales and foreclosures. Credit Repair Professionals are always in demand and can earn upwards of 10, per month.

Yes, credit repair software is great but only if you are trained in the business first. I needed to have solid information on how to start a credit repair business and the credit repair process and Credit Consultant Association was a slammed dunk!! Many are backed and financed by credit bureaus and lending institutions and it is advantageous for them to make those claims. The website they offer is awesome too and I purchased this later and was happy with it. Several credit repair companies run their employees through our certification process to make sure they are trained.

Why choose ACCC for your credit counseling certification? Learn to repair credit for yourself and others and start your own profitable business from home. I'm a real estate investor and many of the people I see have tremendous credit issues. The importance of knowing which items to bring up first and last. Why the warnings? We were not as confident in our knowledge of the process but knew the software well. This training also includes these bonus lessons. Therefore, if a credit repair firm is using PayPal, they are doing so because it is sound business practice to protect customer's financial information as other major companies have discovered.

Knowing the law is a powerful tool and weapon. It provides anyone who's interested in becoming a credit consultant the exact process, forms, letters, knowledge, credentials, and simply all that is needed without investing tons of cash. Get the seal that stands for the 3 E's "excellence, ethical and expert" by clicking below Outdated Warnings: There are some consumer groups stating facts about credit repair companies that are simply OUTDATED by over10 years!!!

I had a desire to start my legacy and build my wealth for my family. Our comprehensive self-study on how to start a credit repair credit repair certification course training materials will prepare you for the certification test and teach you how to run a successful credit repair business from A to Z, even if you are a beginner.

I took charge of having my credit repaired by Dashnay. Having an MBA and a law degree gives me a little perspective on the process and structure of information.

How to remove inaccurate unpaid collections, charge-offs, late pays and student loans plus the right strategies for eliminating erroneous car repossessions.

Credit services are very much needed and you should take advantage of the opportunity to get involved and ignore negative noise. I felt and said to myself, 'What do I have to lose' and purchased the digital program and printed the material at FedxOffice.

Credit Repair Basics and Advanced Techniques. Well, it was everything I needed to turn those credit-challenged clients into paying customers. The 4 different ways you can dispute with credit bureaus. Strategies you can use when mailing your dispute letter that will help prevent frivolous letter responses.

VIP Credit Repair class has been a life changing, eye-opening experience! Why you should never feel bad about going after the credit bureaus plus the real reason they are in business and the laws that keep them in check.

Just know that they are higher in price because of the cost of the software, not the credit repair information or training. Why do I want to own my own credit repair company?

Before you actually file for Chapter 7 or Chapter 13 bankruptcy, the court will require you to get a certificate that repair company credit fastest you have gone through credit counseling. Why the warnings? You can use this certificate to help build your confidence to repair your own credit or to build trust and authority if you are starting a credit repair business.

Hey, it's nice to help families get into homes. Dashnay's credit repair class was the starting point of my very own business. Many are backed and financed by credit bureaus and lending institutions and it is advantageous for them to make those claims. Having an MBA and a law degree gives me a little perspective on the process and structure of information. Why do I want to help others and their families repair his or her credit?

In fact, this course will pay for itself many times over in the coming years. Lorrillia Phillips: Lorrillia, the author of the best-selling book Jump Start Your credit, discusses her methods for dealing with debt collectors. Trustees Office. He will go over the various ways to understand a credit report and how to break them down for disputing purposes. Ok, I'm more frugal than most but it's really all that you need if you don't have the funds to invest in a software program.

It is simply fantastic and learn more here price is really a steal for all the tactical information received.

What is credit counseling certification? We could have saved thousands but glad we got on board when we did. I felt and said to myself, 'What do I have to lose' and purchased the digital program and printed the material at FedxOffice.

It provides anyone who's interested in becoming a credit consultant the exact process, forms, letters, knowledge, credentials, and simply all that is needed without investing tons of cash. It had me focus on the WHY?!!

Well, it was everything I needed to turn those credit-challenged clients into paying customers. We added a specialized credit service to our company and paid a lot with another organization, but something was missing. Since www. Thanks you VIP for your never ending efforts in "giving back.

Lorrillia, the author of the best-selling book Jump Start Your credit, discusses her methods for dealing with debt collectors. Why credit repair works? I realized that basically we were only paying to learn how to use a software program but not provided the total insights truly needed on credit improvement to be as effective.

The software was good but I needed continue reading understand the process better and CCA was complete and the helpdesk was simply amazing. I love CCA's program. Credit reports explained line by line in plain and simple English. Common misconceptions when it comes to the bureaus. I hope this review helps someone to choose CCA for the credit repair process and training first and buy a software program of your choice second.

Everything you need to know about credit reports and why they are so important. It works and this organization has all the information you need to get the job done and their helpdesk keeps you abreast of all pending changes to the industry. Once you have completed the entire four modules of training, you will be eligible to get your certificate of the mastery in credit repair.

The credit counseling certification must be issued by a non-profit credit counseling agency or debt relief company like ACCC that has been approved by the U. Our response is that since PayPal has become the go-to merchant for major corporations, merchants and even airlines, it is extremely outdated to suggest otherwise. The quality and value of the information are second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too. I'm a real estate investor and many of the people I see have tremendous credit issues.

We were not as confident in our knowledge of the process but knew the software well. What this means is that you have gone through extensive training on how to repair credit. That's really all you need and I use my smartphone most of the time for this.

I avoided CCA because the others were much higher and I felt maybe they were better. Understanding the credit bureaus: Why they exist and are so notoriously difficult to deal with.

Once I left the credit repair class, not only did I comfortable with the knowledge and education I received, I was certified as a credit repair specialist! These were all the questions I needed answered. Therefore, if a credit repair firm is using PayPal, they are doing so because it is sound business practice to protect customer's financial information as other major companies have discovered.

I needed to have solid information on how to start a credit repair business and the credit repair process and Credit Consultant Association was a slammed dunk!!

After completion, I realized that it was a mistake to think about this and took a second look at CCA. Sometimes referred to as a budget briefing, your credit counseling certification session will include an analysis of your current finances, a review of the events that led you to consider bankruptcy, and a discussion of the alternatives to bankruptcy, such as debt management or debt negotiation services.

Take my advice and learn the credit repair process first, then get the software of your choice second and not the other way around. We send our team members here to learn the process too.

I would have chosen differently knowing what I know now. I now knew my WHY We are not responsible for the content or availability of linked sites.

The website they offer is awesome too and I purchased this later and was happy with it. You won't need anything else but maybe more managing tools such as a contacts database software program or simply a file cabinet for clients will work. Credit Repair Mastery Class. It was worth much, much more. Thanks, CCA. VIP has helped me transform my life into an up and coming business owner, so I can retire myself in the near future.

You just need to know when to follow-up with the credit bureaus and your clients again. Credit services are very much needed and you should take advantage of the opportunity to get involved and ignore negative noise. Jim of CCA tried to share this with me last year before I made that other purchase, but I chose that software package anyway.

You do not have to pay more to learn the credit repair process very well, credit repair certification course. Is there an additional fee to take the board exam?

How long to improve credit score. Trustees as an official provider of pre-bankruptcy credit counseling certification. Can you legally improve credit scores and credit reports? It is our mission at CCA to self-regulate and help consumers find honest credit repair consultants that will do no harm to consumers and assist them in reaching their credit goals.

Well, consumers are going to these FREE sources and are often given bad advice or they still do not understand how to solve credit issues on their own. The best thing I could have done is decided to start and wanted to be taught by the best in the game so I came to VIP.

These were all the questions I needed credit repair certification course. This is why many have received credit repair certification course certification from our organization.

Why choose ACCC for your credit counseling certification? Mortgage brokers and real estate agents resolve credit issues with their clients every day but many are not getting paid for this service. Case Law: Special Case Law that could help you remove inaccurate collection accounts.

This is what any good consultant will do in any industry. Dispute Flow Strategy Letters for Hard to remove collection accounts 4 letters.

Also, there is nothing that a credit repair credit repair certification course can do credit repair certification course they can't do themselves with the proper knowledge. What is the best way to improve my credit score. We believe that it is absolutely necessary that consumers are made explicitly aware that most credit problems information is FREE and readily available.

An overview of various products for rebuilding your score. How to rebuild your credit the right way How to work out a realistic time frame for rebuilding your credit score Insider techniques for rebuilding your credit fast.

Your Instructor, credit repair certification course. A list of secured debt — things like a mortgage or car loan where the loan is secured by property or possessions of some kind. No one should have a problem with a consumer willing to pay for clarity and a better way to navigate the system.

Well, many consumers have been scammed tremendously years ago. Bankruptcy Dispute strategy Letters 4 Letters. And you also get these additional bonuses:. We will always have scammers but they are NOT the norm now. Therefore, good credit is needed like never before. In this current job market climate, many are searching the Internet for the right Business Opportunity; starting a credit repair business as well as offering credit information seems like a great choice, isn't it? We provide online credit counseling certification that is easy to follow and that you can complete at your convenience.

The question I'm sure you want to know: Is it true? Knowing the law is a powerful tool and weapon. You will also have the public confidence to provide solid Credit Repair or Credit Score optimization services with a standard of excellence. Yes, they will receive an honest fee for honest work but they will NOT take your money and run or mislead you.

But that's all in the past when dealing with consultants with credentials!!! With millions of consumers facing credit problems, they are told to "do-it-yourself" or go to free sources for help. Special Report: Beat the credit bureaus at their own game: Go behind the scenes on how they process disputes.

How much credit you need credit repair certification course build the best FICO score Every technique I know for raising your score as fast as humanly possible.

Our trade association has strong ethical requirements and a consumer conscious policy. Our goal is to help consumers navigate the system. I now knew my WHY I had a desire to start my legacy and build my wealth for my family. Once I left the credit repair class, not only did I comfortable with the knowledge credit repair certification course education I received, I was certified as a credit repair specialist!

You may hear others use the term scam and unscrupulous when referring to credit repair companies. Certificate of Mastery. A list of unsecured debt — what you owe on credit cards and personal loans. Dispute Flow Strategy Letters for Hard to remove inaccurate accounts from your credit report 6 letters.

The government had to create and enforce special laws to protect them from being victimized by these so-called credit repair firms. However, just like any subject matter, there is a learning curve, nd many need assistance right NOW. There is an explosion of business right now and to reap its rewards, you need to jump on board.

Yes, it is technically true that no one can legally remove accurate and timely information from your credit report. They will get a consultant that is credit score conscious and NOT just simply writing letters because they see negative trade-lines! You can obtain the credentials to start a Credit Repair or Credit Score Optimization service credit repair certification course at a very low start-up cost, and earn a great living while operating directly from your kitchen table!

Special Report: How credit report errors and bad credit scores hurt consumers. I was fearful of starting my own credit repair business stuck in credit repair certification course mindset of a secure check every two weeks. Passing the exam on the first try they broke down the process to its simplest form for students of different learning backgrounds to comprehend the material.

They did not have to pay thousands just to learn this business. Can you really help consumers? Additionally, as shown in the video, most jobs will perform a credit check prior to hiring.

Also, you may have discovered during your personal research that there is some negative information circulating regarding this industry. I took charge of having my credit repaired by Dashnay. As a non-profit debt relief centerwe also can help you evaluate alternatives to bankruptcy and help you choose the path out of debt that best suits your needs and financial goals.

Our members will not cheat, lie,or mislead the public. Learn to repair credit for yourself and others and start your own profitable business from home. Erroneous myths about improving your FICO score. We have a complaint center available for those who violate our rules. By completing our certification program, how to start a credit repair business training course,and being a member of our Trade Association, you will have the credentials you need.

In addition to why this business, since the economic crisis, many have faced credit issues like never before making this a booming industry.

Opportunity is knocking at your door because millions will seek help in getting their credit back on track. I can help others get back on track. But let's be honest, this is not the total the truth.

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